Martinelli Discenza

Since 2000, Martinelli Discenza has developed an enviable record in the discretionary management of investment portfolios for individuals, their trusts and retirement plans. At the same time, Martinelli Discenza has provided strategic financial planning advice to clients transitioning from ownership of "business assets" to "financial assets," and to others undergoing life transitions such as retirement, loss of a spouse or divorce.

Martinelli Discenza Investment Counsel, Inc. differentiates itself from its competitors in the investment management field by:

Offering strategic thinking based upon years of experience in the investment and corporate worlds, a bent for in-depth analysis, and the confidence to consider contrarian ideas;
Personally and directly communicating with clients about their individual situations rather than delegating advisory functions and investment decision making to remote advisers who do not know their clients;
Integrating investment management with sophisticated retirement, estate and financial planning, with attention to each client's unique business and family circumstances;
Providing technical expertise concerning 401(k) and IRA "rollovers" as well as advice on how to maximize retirement income; and
Maintaining a fiduciary, rather than an arm's length, relationship with clients.

Customarily, client securities are held by Charles Schwab & Co., Inc. which acts as custodian and issues monthly statements and year-end tax statements. In addition, Martinelli Discenza furnishes a quarterly Portfolio Statement and Performance Summary with analysis and explanation concerning each client's account.

In general, Martinelli Discenza pursues an "active" (as differentiated from "passive" or "index") approach to portfolio management. Its philosophy is conservative and "deep value". Portfolios are generally comprised of a selection of ""no load" value funds and individual equity and income-paying securities selected to meet individual client goals.